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Buy Here Pay Here Financing in Plantation, FL
At Auto Express Credit, financing a used car is simple, transparent, and designed for real people. Whether you have bad credit, no credit, or no Social Security Number, our buy here pay here financing programs make it possible to drive today with confidence. We offer low down payment options, flexible terms, and approvals for all credit situations.
Simple Car Loans for Every Credit Situation
For over 27 years, Auto Express Credit has helped South Florida drivers get approved regardless of their credit history. Our financing partners and in-house programs mean you can secure a car loan even if you’ve been turned down elsewhere. First-time buyers, applicants without a Social Security Number, and customers rebuilding credit are all welcome here. With competitive APRs starting as low as 6.99%* and payment terms up to 84 months, our goal is to fit financing around your life—not the other way around.
*with approved credit
What’s Required to Get Approved?
Getting approved at Auto Express Credit is fast and straightforward. Unlike traditional dealerships, we don’t let past challenges or missing paperwork keep you from getting a reliable vehicle. Here’s what you’ll typically need when applying for buy here pay here financing in Plantation, FL:
Valid Driver’s License
A current driver’s license or government-issued photo ID is required for verification. This helps confirm identity and ensures you’re legally able to drive the vehicle once financing is complete.
Proof of Income
We accept recent pay stubs, bank statements, or self-employment documents to show monthly income. This allows us to create a financing plan that matches your budget and sets you up for success.
Proof of Residence
A recent utility bill, lease agreement, or mortgage statement can serve as proof of address. This helps us finalize paperwork and connect your loan to your current residence.
Down Payment
With our Flex Program, down payments are tailored to your situation. Many customers qualify for low upfront costs, and in some cases, your first payment can be pushed out up to 60 days.
Trade-In Information (Optional)
If you’re trading in a vehicle, bring the title, registration, or payoff details. This can lower your monthly payment and even help reduce your down payment.
Our team works hard to remove barriers so you can get approved quickly and confidently. If you don’t have one of these items, don’t worry—our financing advisors will guide you through alternatives and find a solution that works.
Visit Auto Express Credit for Easy Financing
When you’re ready to finance your next used car, visit Auto Express Credit in Plantation, FL. Our bilingual team is here to make the process comfortable and stress-free, whether you’re applying for your first car loan or rebuilding credit. We proudly serve Plantation, Fort Lauderdale, Miami, and all of Broward County with dealer-certified vehicles and financing designed for all types of credit. Located at 850 N State Rd 7, Plantation, FL 33317, our showroom is open Mon–Sat 10AM–8PM and Sun 12PM–5PM. Call (954) 975-7175 or apply online today—we’ll help you drive home with confidence.