Trade Up
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Trade Up Program – Upgrade After 11 On-Time Payments

At Auto Express Credit, we believe your car should grow with you. That’s why we created the Trade Up Program, designed to reward customers who make 11 consecutive on-time payments with the ability to upgrade into a newer, dealer-certified vehicle.

This program makes it easier to stay in a car that matches your lifestyle, budget, and needs while also helping you build or rebuild credit along the way. Whether you started with a first car, a budget-friendly option, or simply needed fast approval, the Trade Up Program ensures that commitment and responsibility are rewarded.

Our customers across Plantation, Fort Lauderdale, Miami, and Palm Beach love this program because it’s simple and straightforward. Drive your vehicle, keep up with your payments, and when you’re ready after 11 months, you may qualify to step into something newer, often with better features and added value.

With Auto Express Credit, upgrading isn’t just a dream—it’s a plan built into your ownership journey.

Featured Used Cars With Flexible Down Payments

2022 Mercedes-Benz GLB 250 GLB 250
40
$4,100 Savings Available!
2022 Mercedes-Benz GLB 250 GLB 250
$23,745
Other
53,269 miles
26262
2022 Nissan Altima SR FWD
39
$4,100 Savings Available!
2022 Nissan Altima SR FWD
$15,745
Sedan
81,108 miles
25336RTR
2025 Dodge Durango GT Plus AWD
46
$4,000 Savings Available!
2025 Dodge Durango GT Plus AWD
$33,595
Other
47,222 miles
26202
2025 Kia Carnival MPV LXS
38
$1,702 Savings Available!
2025 Kia Carnival MPV LXS
$29,997
Minivan/Van
32,867 miles
26180

How the Trade Up Program Works

The Trade Up Program is simple: finance a car through Auto Express Credit, keep your account in good standing, and after 11 months of consistent payments, you may qualify to trade your vehicle in for a newer model. This approach helps you build credit while keeping you in a reliable, warrantied vehicle.

Our team will guide you through the process, reviewing options and making sure your next car is a true upgrade. Combine this program with the Downpayment Flex Plan for even more financing flexibility, or stack your savings by taking advantage of our Referral Program. At Auto Express Credit, upgrading your car isn’t just about driving something newer—it’s about moving forward with confidence.

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