Trade Up
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Trade Up Program – Upgrade After 11 On-Time Payments

At Auto Express Credit, we believe your car should grow with you. That’s why we created the Trade Up Program, designed to reward customers who make 11 consecutive on-time payments with the ability to upgrade into a newer, dealer-certified vehicle.

This program makes it easier to stay in a car that matches your lifestyle, budget, and needs while also helping you build or rebuild credit along the way. Whether you started with a first car, a budget-friendly option, or simply needed fast approval, the Trade Up Program ensures that commitment and responsibility are rewarded.

Our customers across Plantation, Fort Lauderdale, Miami, and Palm Beach love this program because it’s simple and straightforward. Drive your vehicle, keep up with your payments, and when you’re ready after 11 months, you may qualify to step into something newer, often with better features and added value.

With Auto Express Credit, upgrading isn’t just a dream—it’s a plan built into your ownership journey.

Featured Used Cars With Flexible Down Payments

2018 Hyundai Santa Fe Sport 2.4 FWD
39
$4,000 Savings Available!
2018 Hyundai Santa Fe Sport 2.4 FWD
$14,245
Other
89,273 miles
RB23284R3
2025 Audi Q3 Premium 45 TFSI S line quattro Tiptronic
43
$4,250 Savings Available!
2025 Audi Q3 Premium 45 TFSI S line quattro Tiptronic
$30,845
Other
33,038 miles
26189
2025 Nissan Pathfinder SV 4WD
40
$4,200 Savings Available!
2025 Nissan Pathfinder SV 4WD
$31,695
Other
30,513 miles
26160
2024 Honda HR-V 2WD LX
34
$4,000 Savings Available!
2024 Honda HR-V 2WD LX
$26,495
Other
28,522 miles
26155

How the Trade Up Program Works

The Trade Up Program is simple: finance a car through Auto Express Credit, keep your account in good standing, and after 11 months of consistent payments, you may qualify to trade your vehicle in for a newer model. This approach helps you build credit while keeping you in a reliable, warrantied vehicle.

Our team will guide you through the process, reviewing options and making sure your next car is a true upgrade. Combine this program with the Downpayment Flex Plan for even more financing flexibility, or stack your savings by taking advantage of our Referral Program. At Auto Express Credit, upgrading your car isn’t just about driving something newer—it’s about moving forward with confidence.

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