Trade Up
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Trade Up Program – Upgrade After 11 On-Time Payments

At Auto Express Credit, we believe your car should grow with you. That’s why we created the Trade Up Program, designed to reward customers who make 11 consecutive on-time payments with the ability to upgrade into a newer, dealer-certified vehicle.

This program makes it easier to stay in a car that matches your lifestyle, budget, and needs while also helping you build or rebuild credit along the way. Whether you started with a first car, a budget-friendly option, or simply needed fast approval, the Trade Up Program ensures that commitment and responsibility are rewarded.

Our customers across Plantation, Fort Lauderdale, Miami, and Palm Beach love this program because it’s simple and straightforward. Drive your vehicle, keep up with your payments, and when you’re ready after 11 months, you may qualify to step into something newer, often with better features and added value.

With Auto Express Credit, upgrading isn’t just a dream—it’s a plan built into your ownership journey.

Featured Used Cars With Flexible Down Payments

2021 Honda Civic Sedan Sport
$22,995
Sedan
51,587 miles
25448
2023 Jeep Grand Cherokee Limited 4x4
40
$4,000 Savings Available!
2023 Jeep Grand Cherokee Limited 4x4
$32,095
Other
36,561 miles
26179
2020 Chevrolet Equinox LS 2WD
35
$4,150 Savings Available!
2020 Chevrolet Equinox LS 2WD
$14,895
Other
100,248 miles
23072R
2024 Honda Civic Sedan Sport
$24,495
Sedan
51,244 miles
25326

How the Trade Up Program Works

The Trade Up Program is simple: finance a car through Auto Express Credit, keep your account in good standing, and after 11 months of consistent payments, you may qualify to trade your vehicle in for a newer model. This approach helps you build credit while keeping you in a reliable, warrantied vehicle.

Our team will guide you through the process, reviewing options and making sure your next car is a true upgrade. Combine this program with the Downpayment Flex Plan for even more financing flexibility, or stack your savings by taking advantage of our Referral Program. At Auto Express Credit, upgrading your car isn’t just about driving something newer—it’s about moving forward with confidence.

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