Special Programs

Special Car Buying Programs at Auto Express Credit

Flexibility, rewards, and upgrade options designed for real drivers in South Florida.

At Auto Express Credit, we go beyond traditional financing with programs designed to fit real life. Whether you need a flexible down payment, want to upgrade your car after 11 on-time payments, or would like to earn $200 for every friend you refer, our dealership offers solutions that work for you. Explore our programs below and see how we make it easier to get approved, build credit, and keep moving forward.

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Flex Program – Flexible Down Payments

Our Flex Program lets you pick a down payment that fits your budget. Skip the high upfront cost and start driving today with a flexible plan made for you. Perfect for first-time buyers, bad credit, or no SSN—making
car ownership easier.

Trade Up Program – Upgrade After 11 On-Time Payments

The Trade Up Program rewards consistency. After making 11 consecutive on-time payments, you may qualify to trade in your current vehicle and upgrade to a newer model. This helps you build credit while staying in a reliable, dealer-certified car.

Referral Program – Earn $200 Per Friend or Family Member

Know someone who needs a car? Send them to Auto Express Credit. If they get approved and drive, you’ll earn $200 cash per referral. Friends, family, neighbors, co-workers—anyone qualifies. It’s our way of thanking you for spreading the word.

Special Programs FAQs

Our programs are designed to make financing easier, but you may still have questions. Here are answers to some of the most common ones we hear:

Yes—Flex is designed for all credit situations, including no credit or no SSN.

Simply make 11 consecutive on-time payments to become eligible for an upgrade.

Once your referral is approved and drives off, you’ll receive $200.

Absolutely. Our team will explain how programs integrate with your financing.

These programs are here to make your car-buying journey easier, more rewarding, and stress-free. Whether you’re starting fresh or upgrading, Auto Express Credit has your back.

Get Started With a Special Program Today

Ready to take advantage of our exclusive programs? Apply online in minutes, visit our Plantation dealership, or give us a call. Whether you’re lowering your down payment, planning an upgrade, or referring a friend, we’ll help you maximize your benefits and drive today.

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